Debt Collection

At W Langson & Associates Inc., we offer efficient and legally compliant debt collection services for individuals, businesses, and public entities. Our firm focuses on recovering outstanding debts while preserving the professional relationships and reputations of our clients. We combine assertive legal strategies with ethical practices to ensure timely and cost-effective results.

Comprehensive Debt Recovery Services

We handle the full debt recovery process, including:

• Letters of Demand
  Drafting formal legal notices to debtors demanding payment and outlining the consequences of non-payment.

• Negotiation and Settlement
  Engaging with debtors to reach practical payment arrangements, where appropriate, to avoid unnecessary litigation.

• Issuing of Summons and Legal Action
  Initiating court proceedings to recover outstanding amounts when informal efforts are unsuccessful.

• Obtaining and Enforcing Judgments
  Applying for default judgments and using legal enforcement tools such as garnishee orders, emolument attachment orders, and writs of execution.

Specialised Debt Collection Areas

We assist clients across a range of sectors and debt types, including:

• Retail and Commercial Debt
  Recovering unpaid invoices, service fees, and contract-related debts for small to large businesses.

• Consumer Debt
  Enforcing credit agreements in compliance with the National Credit Act, ensuring consumer rights are respected.

• Government and Municipal Debt
  Assisting in the recovery of funds owed by or to government bodies, including navigating intergovernmental procedures and statutory compliance.

• Judgment Execution and Tracing
  Locating debtors and their assets, and enforcing judgments through appropriate legal mechanisms.

Compliance and Ethical Practices

Our debt collection services are conducted with full compliance to South African laws, including:

• The National Credit Act (NCA)
  Ensuring all processes align with the requirements for credit providers and debt collection agencies.

• The Magistrates’ Court Act and Rules of Court
  Following proper legal procedures when instituting action and enforcing claims.

• The Code of Conduct for Debt Collectors
  Upholding fairness, transparency, and integrity throughout all collection efforts.

Why Choose Us

At W Langson & Associates Inc., we understand that debt recovery is more than just a legal process—it’s about balancing results with professionalism. We tailor our approach to suit your specific needs, whether you require high-volume collection services or strategic litigation in complex matters. Our goal is to recover your funds quickly, legally, and ethically.